Insurance Certificates

When something happens to your collection, you have the paperwork ready.

Fire. Flood. Theft. Hopefully none of those. But your homeowner's policy probably caps collectibles at a few thousand dollars unless you schedule them — and to schedule them, you need a written appraisal with a date, a methodology, and per-item values.

This is that document. Generated from your Brickfolio in about a minute. Valuations frozen against the active price guide so the number on it can't move later. The same document works for estate planning, sales, and high-value purchase records.

app.brickpicker.com/verify/BP-CERT-2026-04-DC0001
Public certificate verification page showing collection total, frozen valuation date, and verification ID

When you need one

Four moments where the cert matters

A spreadsheet of what you paid is not an appraisal. A screenshot of an eBay listing is not an appraisal. These are the moments where the difference is the difference.

Homeowner / Renter Insurance Rider

Most policies cap collectibles at a few thousand dollars unless you schedule them. A dated certificate with a defensible valuation is what your agent needs to add a rider for the collection you actually have.

Estate Planning & Inheritance

Document fair market value for wills, trusts, and probate. Heirs get a clear, dated record of what every set was worth at a specific point in time — not a guess years later.

Selling or Transferring a Collection

Whether you're selling to another collector, consigning, or transferring sets in a divorce or business dissolution, both sides need the same source of truth. A frozen valuation removes the argument.

High-Value Purchase Documentation

Picked up a sealed UCS Millennium Falcon or a vintage modular for serious money? Get a contemporaneous appraisal so the value is on record at the time of purchase, not reconstructed later.

How the valuation works

Real market data, frozen on the day

Every certificate value is pulled from our monthly price guide — a market snapshot rebuilt from multiple data streams:

  • eBay sold listings

    Real completed sales from the recent window, segmented by condition (sealed vs. used) so a sealed set is compared to other sealed sets.

  • BrickLink part-out values

    For sets where the parts are worth more than the box, the part-out value is incorporated as a floor — important for retired sets that are commonly broken down.

  • Current and historical retail

    Retailer pricing provides a sanity check against the secondary market and anchors valuations for sets still in production.

Locked at generation

When you generate a certificate, valuations are copied into the PDF from whichever snapshot is currently active. They never change after that — even if the market moves the next day. The whole point is that the document is a contemporaneous record.

Insurance documents page listing generated certificates with totals and dates

What's on the document

Reads like a professional valuation, because that's what it is

The PDF is the artifact. Your insurance agent, your attorney, or your buyer should be able to read it cold and understand exactly what they're looking at.

Per-set line items

Set number, name, theme, year, piece count, condition (sealed / used), and the current market value for each set in the certificate.

Frozen valuation date

Every value is locked to the price guide active at the moment of generation. The number on the cert can't shift later — that's the entire point.

Methodology footer

Plain-English explanation of how values were calculated: which marketplaces, which date range, and the rules used to pick the headline number.

Verification URL & QR code

Each certificate carries a unique ID, a verification URL, and a QR code your insurance agent or buyer can scan to confirm the document is real and unaltered.

Included with paid plans

How many you get

Generating a certificate costs us real compute and real data-licensing dollars, so we cap how many you can run per year by plan. Most collectors only need a couple. Resellers and investors need more.

Free

$0

Forever free

Preview only

Build out a Brickfolio and preview what a certificate would contain — useful for seeing your collection's aggregate value before deciding to upgrade. Generated PDFs are not included.

Start free

Collector

$9.99

/month

A couple of certificates a year

Right-sized for most collectors who need an annual rider refresh and one extra cert for an estate update or a sale.

Compare plans
For real inventory

Reseller

$39.99

/month

Frequent certs + bulk multi-set PDFs

More certificates per year plus the bulk multi-set format for documenting an entire portfolio in a single document. Built for resellers, estate handlers, and collectors with a real inventory to insure.

Compare plans

FAQ

Questions before you generate one

Anything else? [email protected]

Will my insurance company actually accept this?
Most carriers ask for a dated written valuation with the source, methodology, and per-item values listed — which is exactly what this document provides. We can't guarantee any specific carrier's policy, and high-end items may still require an in-person appraiser. Bring the certificate to your agent before you bind a rider, not after a claim. If they want changes, talk to us.
How current are the valuations?
Valuations come from our monthly price guide, refreshed nightly from real sold prices and current retail. The certificate locks to whichever snapshot was active when you generated it, and that date is printed on the document. For a fresh number, generate a new cert next month.
Can I get a certificate for sets I don't own yet?
No. Insurance certificates are generated from a Brickfolio you've added sets to. The document is a record of what's in your collection, not a wishlist appraisal.
What happens if values change after I generate the cert?
They will, and that's fine. The whole reason we freeze the valuation is so the cert remains a valid record of what the collection was worth on a specific date. For an insurance rider, that's usually exactly what the carrier wants. If you want a current number — for a sale, a renewal, or a re-appraisal — generate a new certificate.
Sealed vs. used — does the certificate handle both?
Yes. Each line item carries the condition you set in your Brickfolio, and the valuation pulls from the appropriate sold-data segment. A sealed Millennium Falcon and an opened, complete one will price out very differently and the cert reflects that.
How long does it take to generate?
Single-set and small certificates render on the spot. Multi-set bulk PDFs take a little longer because we render every set with image and data block, but you'll typically have the PDF in well under five minutes.

Get your collection on paper.

Build a Brickfolio for free. When you're ready to schedule a rider, document an estate, or close a sale, generate the cert — usually in under a minute.